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The Pay&Go Plan
​0.25% + €0.06 Per Debit Transaction0.25% 

Cheapest Card Machine for Small Business in Ireland

Running a business in Ireland shouldn’t mean paying high fees for everyday transactions. At Pay Easy, we believe in helping Irish businesses grow by offering the cheapest card machine for small business with no contracts, hidden costs, or long-term commitments.

Whether you’re a sole trader, startup, or scaling enterprise, our payment solutions are built with affordability and flexibility in mind.



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Low Cost Card Reader Ireland – Built for Irish Businesses

With low cost card reader Ireland solutions starting at just €29, Pay Easy delivers what most traditional providers don’t – transparent pricing and total control.

Our Pay&Go plan offers:

  • Card reader starting from €29

  • 0.25% + €0.06 per debit card transaction

  • No monthly fee options

  • Free delivery and 30-day satisfaction guarantee

Whether you're a café owner in Cork or a market vendor in Galway, Pay Easy helps you accept card payments quickly and cost-effectively.



Smart, Transparent Pricing

Ireland’s lowest debit card fee — just 0.25% + €0.06

Local Support That Actually Helps

Irish-based team, real people, real answers.

Simple, Fast Setup

Apply in under 60 seconds. Terminal delivered fast.

Instant Payout Options

Get paid immediately after each sale.

Like What You See? Let’s Get You Started.

No contracts. No hidden fees. Just better rates, fast payouts, and support that actually helps.

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Affordable Card Payment Solutions – No Hidden Fees

Irish entrepreneurs are increasingly turning to affordable card payment solutions that don’t penalise them for being small. With Pay Easy:

  • There’s no setup fee

  • No minimum transaction volume

  • No contract lock-ins

We offer smart, budget-friendly card readers for startups and small teams looking to scale without taking on unnecessary overheads.

Budget Card Reader for Startups – Start Small, Grow Smart

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Just starting out? Our budget card reader for startups gives you the tools to compete with the big players—without the hefty price tag.

From food trucks in Limerick to pop-up shops in Dublin, our mobile and countertop terminals offer fast, secure payment processing, built to match your business pace.

With Pay Easy, you can:

  • Accept chip, tap, and online payments

  • Access instant payouts with our PayEasy Debit Card

  • Receive personal support from a 100% Irish-owned team

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Best Value Card Machine Ireland – SmartRate Plan

Looking for predictable pricing and premium service? Our best value card machine Ireland plan – SmartRate – is ideal for businesses ready to streamline operations.

SmartRate Features:

  • 1.3% flat fee per transaction

  • Free terminal rental

  • Zero setup costs

  • No monthly minimums

Whether you’re running a boutique in Sligo or a salon in Waterford, Pay Easy offers unbeatable value across all sectors.



Card Machine with Lowest Fees – Transparent & Fair

One of the biggest concerns small businesses face is hidden transaction costs. That’s why our pricing is simple:

  • 0.25% + €0.06 for debit transactions (Pay&Go)

  • 1.3% flat for all cards (SmartRate)

It’s truly the card machine with lowest fees in Ireland, with full visibility on what you pay. You keep more of what you earn – no surprises.

Card Reader with No Monthly Fee – Keep Overheads Low

Flexibility is key for freelancers and small business owners. Our card reader with no monthly fee ensures you only pay when you get paid.

No recurring costs. Just pay per transaction, and enjoy access to support, hardware, and upgrades without worrying about fixed charges.



Inexpensive Card Reader for Sole Traders – Simple & Scalable

Sole traders in Ireland deserve tools that work as hard as they do. Our inexpensive card reader for sole traders is easy to set up and scales with your needs.

From event vendors to driving instructors, Pay Easy helps you manage your finances without the heavy processing fees or long-term tie-ins. Add on our optional PayEasy Debit Card to access your earnings immediately.

Low Cost POS System for Small Business – Complete Control

Pair your card machine with our low cost POS system for small business and gain full control over transactions, inventory, and reporting.

Designed for simplicity and scalability, it’s perfect for:

  • Cafés

  • Boutiques

  • Service providers

  • Freelancers

  • Tradespeople

With seamless integration and real-time tracking, you stay in charge—wherever you are.



Why Ireland Chooses Pay Easy

Pay Easy is proud to be 100% Irish-owned, offering tailored, reliable payment solutions nationwide. Irish businesses trust us because:

  • We offer the cheapest card machine for small business

  • We provide low cost card reader Ireland support with local insight

  • We empower startups with affordable card payment solutions

No tricks. No lock-ins. Just smart payments that grow with your business.



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Ready to Start?

It only takes minutes to set up. Whether you're just getting started or switching from a costly provider, Pay Easy is here to help.

👉 Visit www.payeasyglobal.com or speak to one of our Irish payment advisors today.