PayEasy: The Smart Choice for Lowest Card Machine Transaction Rates in Ireland

Running a small business in Ireland comes with enough challenges. Accepting payments shouldn’t be one of them. At PayEasy, we believe in helping Irish businesses keep more of what they earn. That’s why we offer the lowest card machine transaction rates in the market — starting at just 0.25% + €0.06 per debit card transaction.

Save Big with Card Readers That Charge Less

Whether you run a shop, salon, café or mobile business, transaction fees can add up quickly. With PayEasy, you’re protected from high fees and hidden costs. Our card reader with low transaction fees is designed to offer real value and transparency, with no contracts, no monthly minimums, and no surprises.

Here’s how we help you save:

  • Flat debit card rate of 0.25% + €0.06
  • Terminal rental from just €12.99/month
  • Free delivery, no setup fees
  • Instant payouts via PayEasy Debit Card
  • 30-day satisfaction guarantee

We’re proud to provide one of the cheapest merchant services in Ireland, especially for small and growing businesses.

Compare Card Machine Fees in Ireland

Many providers claim to offer competitive rates. But once you factor in setup charges, rental costs, monthly minimums, and variable fees, the total cost often shoots up. That’s where PayEasy stands out. You can compare card machine fees in Ireland and see the difference clearly.

Provider

Debit Fee

Setup Fee

Contract Required

PayEasy

0.25% + €0.06

€0

No

Typical Bank

0.65% – 1.5%

€99+

Yes

Legacy Provider

1.5%

€150

12–24 months

You save up to 70% versus legacy providers, with affordable card machine rental and straightforward pricing.

Smart Solutions for Every Business

At PayEasy, we offer three tailored pricing plans to suit businesses at every stage:

Pay&Go – 0.25% Debit Card Rate

  • Ideal for startups and small businesses
  • Pay just 0.25% + €0.06 per debit transaction
  • No monthly minimums
  • Rent from just €12.99/month
  • Optional instant payouts to your PayEasy Debit Card

These options ensure businesses of all sizes can enjoy POS systems with the lowest processing fees in Ireland.

SmartRate – Just 1.3% Flat Rate

  • One rate for all card types
  • Free terminal rental
  • No setup or hidden fees
  • Transparent, simple and predictable

EnterprisePlus – Tailored for High Volume

  • Custom pricing for €10M+ turnover
  • Strategic commercial terms
  • Dedicated support
  • Scalable payment infrastructure

Why Choose PayEasy?

Low Fee Debit Card Reader

Our debit card readers are built to minimise fees and maximise simplicity. Get started from just €29, with free delivery and no lock-ins.

Instant Payments

Use the PayEasy Debit Card to access your funds immediately after each sale. Or receive next-day payouts to your bank. Fast, reliable and free.

Cheap Merchant Services in Ireland

Most providers bundle in unnecessary charges. We keep things honest. Whether you're a food truck or fashion boutique, you deserve fair pricing and fast support.

100% Irish-Owned

We’re based in Ireland and understand the local market. Our customer support is local, and our solutions are designed for Irish businesses first.

How to Get Started – It’s Quick & Easy

We’ve made the onboarding process as painless as possible. No paperwork. No waiting weeks.

Step 1: Register Online - Fill out a short form — no hassle, no complexity.

Step 2: Speak with a Specialist - A dedicated Payment Advisor will review your needs and show you where you can save.

Step 3: Choose Your Setup - Select the best option for your business — card machine, SoftPOS or ecommerce — all delivered free.

Step 4: Start Accepting Payments - Accept chip, tap, or online payments right away with one of the lowest fee debit card readers in Ireland.

Small Business Payment Processing Made Fair

If you're a local retailer, café owner, or tradesperson, you're likely already paying too much. With PayEasy, you get honest pricing and the tools to grow. Our solution is purpose-built to lower small business payment processing fees without cutting corners.

Whether you're switching from another provider or setting up for the first time, we make it easy, affordable and future-ready.

Get Started with PayEasy Today

Thousands of Irish businesses have already made the switch to PayEasy. With our card readers with low transaction fees, instant payouts, and local support, it’s no wonder we’re becoming the go-to name in Irish merchant services.

Don’t let hidden costs eat into your profits. Get paid faster, keep more, and grow your business with PayEasy.

👉 Start now with rates from just 0.25% + €0.06.